Like many other states, under Michigan No-Fault law, all drivers must have proof of insurance that the motor vehicle is insured. When an accident occurs, if the other driver refuses to give his or her insurance information, what should you do? First of all, stay calm and call the police. Regardless of whether the driver is cooperative or not, police should always be alerted after an auto accident. It is also a good idea to note the other car’s make, model, and license plate. If you or a passenger is able, taking pictures of the car that hit you and damage to your vehicle shortly after it happens is helpful as well.
Why a person may not give you their insurance
Even if the individual refuses to present you with proof of insurance, they will have to give it to the police upon request. There are numerous reasons as to why an individual may not want to give their insurance information. Some of the more common examples include: driving without insurance, driving while intoxicated, driving a stolen vehicle, fear of getting higher premiums, unpaid premiums, and having a criminal record.
Driving without insurance is illegal
While police can oftentimes look up car insurance, it is always a good idea to keep proof of insurance safely stored in your car. Remember, driving without insurance is illegal. In Michigan uninsured driving can result in a fine of up to $500, a year in jail, or a suspended license.
With Michigan traffic crashes increasing, there is a good chance that you or a family member will be involved in an auto accident. Unfortunately, it is possible the other driver will be resistant to giving their insurance information. Even if you are hit by an uninsured or underinsured driver, you may still be entitled to compensation for serious injuries. You need a reliable Grand Rapids car accident attorney who understand Michigan no-fault insurance laws. We can get you the compensation you deserve.
For a free consultation with an experience auto accident attorney in Michigan, contact Buchanan Firm. Our firm proudly serves people all across Michigan, including major cities like Grand Rapids and Detroit, and rural towns such as Lowell, Ada, Fremont, Newaygo, Grand Haven, Rockford, and Cedar Springs. We will meet you after hours, at home, or in the hospital to accommodate you.